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Stripe

Self-reported

Stripe reports using AI in their services. Here is what we know about their compliance.

AI Disclosure

Radar fraud detection, billing automation, Sigma analytics — AI-supported but not standalone GPAI.

Compliance snapshot

AI Act Role

Deployer

Data Residency

🇺🇸 US, 🇪🇺 EU, 🇮🇪 IE

GDPR DPA

Available

Human Oversight

Not disclosed

View official transparency notices

Your rights

Article 86
Right to explanation

When a high-risk AI system makes or substantially contributes to a decision that significantly affects you, you have the right to a clear and meaningful explanation of that decision, including the role of the AI system and the main parameters.

Article 50
Right to know

Companies must tell you when you are interacting with an AI system. This applies to chatbots, emotion recognition, biometric categorisation, and AI-generated content (deepfakes). You should never be unknowingly subjected to AI.

How to exercise your rights

If you want more information about how Stripe uses AI, or if you believe your rights have been affected, use this template.

Subject: Request for AI Disclosure Under the EU AI Act

Dear Stripe Data Protection / AI Compliance Team,

I am writing to exercise my rights under the EU AI Act (Regulation 2024/1689).

Under Article 50 (Transparency obligations), I request that you disclose:

1. Whether you use AI systems in your products or services that I interact with
2. The nature and purpose of any such AI systems
3. The risk classification of these systems under the AI Act
4. Whether any automated decision-making affects me
5. What human oversight mechanisms are in place

Under Article 86 (Right to explanation), if any high-risk AI system has been used to make decisions that significantly affect me, I request a meaningful explanation of that decision.

Please respond within 30 days as required by applicable EU regulations.

Thank you for your cooperation.

Best regards,
[Your Name]
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This tool provides informational guidance only. Consult legal counsel for compliance advice. Data shown is self-reported and may not reflect current practices.